Alternative Medicine and Why we cover it

For many, alternative medicine offers a pathway to wellness that aligns with their cultural values and lifestyle choices. But what exactly is alternative medicine, and what does Pacific Cross cover for these treatments?

Understanding Alternative Medicine

Alternative medicine, often referred to as complementary or integrative medicine, includes therapies and practices that go beyond conventional Western medical approaches. While traditional medicine typically focuses on medications and surgery, alternative practices emphasize natural healing processes and draw on traditions that have been trusted for centuries.

In Asia especially, alternative medicine practices like Traditional Chinese Medicine (TCM) are a deeply ingrained part of healthcare.

Examples of Alternative Medicine

Pacific Cross includes coverage for a variety of alternative and traditional medicine practices that are widely used to treat a range of conditions. Here are some examples of alternative medicine:

Traditional Chinese Medicine (TCM): A holistic system that includes acupuncture, herbal treatments, dietary therapy, and exercises like tai chi and qi gong, TCM aims to balance the body’s energy to promote health and treat ailments.
Acupuncture: An ancient healing art involving the insertion of fine needles into specific points to stimulate energy flow (qi) and alleviate conditions like pain, headaches, and chronic illnesses.
Chiropractic Care: Focused on diagnosing and treating musculoskeletal issues, particularly those related to spine alignment. Chiropractic care is frequently sought for back and neck pain.
Homeopathy: Based on the principle that “like cures like,” homeopathy uses diluted substances to stimulate the body's self-healing abilities.
Osteopathy: A hands-on approach that focuses on manipulating and strengthening the musculoskeletal system to support whole-body health.
Ayurveda: Originating from India, Ayurveda emphasizes achieving balance in mind, body, and spirit through herbal remedies, diet, yoga, and meditation.

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Why People Choose Alternative Medicine

People often turn to alternative medicine for a variety of reasons, including:

Natural and non-invasive treatments: Many individuals prefer alternative therapies, which often use natural substances and non-surgical methods.
Cultural and traditional significance: For many Asians, traditional medicine like TCM or Ayurveda is not just an option but a mainstay of their healthcare practices.
Chronic condition management: Alternative therapies, such as acupuncture and chiropractic care, are frequently used to manage chronic pain or conditions where conventional treatments have provided limited relief.
Complementary to conventional medicine: Some patients use alternative therapies alongside traditional treatments to enhance the overall effectiveness of their healthcare.

What’s Covered Under Pacific Cross Plans?

Pacific Cross understands the importance of comprehensive healthcare that includes both conventional and alternative options, particularly for those who may rely on traditional medicine. As one of the few insurers in Asia to offer such inclusive coverage, Pacific Cross is committed to ensuring its members’ well-being with a wide range of alternative medicine options.

Our plans may cover consultation fees and prescribed treatments with various practitioners, including:

Acupuncturists
Bonesetters
Chinese medicine practitioners
Homeopaths
Osteopaths
Podiatrists
Herbalists

Additionally, Pacific Cross offers coverage for prescribed herbs, up to an annual limit. For details about specific practitioners or treatments, consult your benefits schedule under the “Alternative Medicine and Traditional Chinese Medicine” section.

Conclusion

With a focus on holistic well-being, Pacific Cross recognizes that access to alternative medicine is crucial for many in Asia. We empower you to include these therapies in your healthcare journey, helping you achieve a balanced approach to health. Whether you’re exploring natural treatment options or managing a chronic condition, Pacific Cross has your well-being in mind, allowing you to focus on what matters most—your health.

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