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With already great benefits, you can always choose to get more out of your Standard Plan.
Enjoy an annual policy limit of up to USD$2,000,000 per year and get full Private Room & Board in your upgraded plan.
For all plans you get full emergency benefits, and inpatient benefits, such as full Surgeon's Fees and Organ Transplant cover up to USD$300,000.
With fully inclusive personal accident and travel benefits, you get the peace of mind you deserve wherever you go.
General Exclusions:
- Any pre-existing conditions or excluded illness.
- Suicide, self-inflicted injury, childbirth, miscarriage, dental treatment (except as necessitated by accidental injuries to sound and natural teeth), psychiatric and mental disorders, insanity, alcoholism or drug addiction, self- exposure to needless peril, venereal disease, AIDS or AIDS related complex.
- Any professional sport, racing and competitions of any kind, skydiving, rock or mountainclimbing normally involves the use of ropes or other equipment, hang gliding or parachuting.
- War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, military rising, insurrection, rebellion, revolution, military or usurped power, martial law, mutiny or riot or civil commotion assuming the proportions of or amounting to a popular rising.
- Diving or trekking exceeds the designated meters.
- Any claims not reported to the relevant authorities within 24 hours.
- Any unlawful or deliberate act.
General Exclusions:
- Any pre-existing conditions or excluded illness.
- Suicide, self-inflicted injury, childbirth, miscarriage, dental treatment (except as necessitated by accidental injuries to sound and natural teeth), psychiatric and mental disorders, insanity, alcoholism or drug addiction, self-exposure to needless peril, venereal disease, AIDS or AIDS related complex.
- Any professional sport, racing and competitions of any kind, skydiving, rock or mountainclimbing normally involves the use of ropes or other equipment, hang gliding or parachuting.
- War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, military rising, insurrection, rebellion, revolution, military or usurped power, martial law, mutiny or riot or civil commotion assuming the proportions of or amounting to a popular rising.
- Diving or trekking exceeds the designated meters.
- Any claims not reported to the relevant authorities within 24 hours.
- Any unlawful or deliberate act.
