TRAVEL INSURANCE
HEALTH INSURANCE

Standard

Flexible Base Plan with additional features
Done
Annual coverage of up to USD$2,000,000.
Done
Private Room & Board for your comfort.
Done
Full coverage when you need it most.
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Why choose Pacific Cross?

Over 54 years

With our original insurance company founded in 1971, we offer vast experience in insuring people.
About us

24/7 emergency assistance

Through our global partner network, we offer worldwide medical emergency assistance.
Our network
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Overview of our Travel Insurance

With already great benefits, you can always choose to get more out of your Standard Plan.

Enjoy an annual policy limit of up to USD$2,000,000 per year and get full Private Room & Board in your upgraded plan.

For all plans you get full emergency benefits, and inpatient benefits, such as full Surgeon's Fees and Organ Transplant cover up to USD$300,000.

With fully inclusive personal accident and travel benefits, you get the peace of mind you deserve wherever you go.

Great standard coverage

Our Standard Plan is a flexible health insurance solution with optional benefits like treatment area limit discounts and outpatient exclusion to tailor coverage to your needs and budget. The plan covers various medical expenses, including room and board, surgeon's and anesthetist's fees, organ transplants, HIV/AIDS coverage, rehabilitation, maternity benefits, and more. Optional benefits include dental, vision, personal accident, and travel coverage.

Additional benefits cover dental and vision expenses, personal accident benefits, travel coverage for medical emergencies, baggage, travel documents, and personal money protection. The plan also includes hospital cash income, travel delay coverage, and trip cancellation benefits. Discount options are available, and the plan offers free choice of doctors and hospitals, guaranteed renewability, flexible geographic coverage, and coverage for recreational sports.

Add features as you like

Premiums are based on age, with options for standard and upgrade plans, as well as additional benefits like dental, vision, and travel coverage. No claim discounts are available, and the plan allows for coverage of pre-existing conditions, with exclusions for certain conditions like congenital illnesses, psychiatric disorders, and cosmetic surgeries. The plan also includes a 14-day free look period and free coverage for newborn children.

Who is this plan for?

This plan is particularly advantageous for working professionals in Asia due to its flexibility and comprehensive coverage. With optional benefits like treatment area limit discounts and outpatient exclusion, professionals can tailor their coverage to align with their specific needs and budgetary constraints. This Pacific Cross plan's extensive coverage of various medical expenses, including room and board, surgical fees, and maternity benefits, ensures that working professionals have access to essential healthcare services without worrying about financial burdens.

Standard Plan

Comparison

Plan A
Plan B
Plan C
Personal Accident
$100,000
$65,000
$35,000
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Standard Plan

Comparison

Benefit/Plan
Plan A
Plan B
Plan C
Personal Accident
Medical Expense & Emergency Assistance
Hospital Cash Allowance
Baggage & Personal Effects
Baggage Delay
Loss of Travel Document
Personal Money
Travel Delay
Curtailment of Trip & Cancellation Charges
Personal Liability
Incidental Home Country Cover
(Optional) Rental Car Protection Benefit (for Adults between 23 and 75)
This is a summary of coverage for reference purpose only.
For details of benefits, terms and conditions, please refer to the brochure and Policy.

General Exclusions:
- Any pre-existing conditions or excluded illness.
- Suicide, self-inflicted injury, childbirth, miscarriage, dental treatment (except as necessitated by accidental injuries to sound and natural teeth), psychiatric and mental disorders, insanity, alcoholism or drug addiction, self-   exposure to needless peril, venereal disease, AIDS or AIDS related complex.
- Any professional sport, racing and competitions of any kind, skydiving, rock or mountainclimbing normally involves the use of ropes or other equipment, hang gliding or parachuting.
- War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, military rising, insurrection, rebellion, revolution, military or usurped power, martial law, mutiny or riot or civil    commotion assuming the proportions of or amounting to a popular rising.
- Diving or trekking exceeds the designated meters.
- Any claims not reported to the relevant authorities within 24 hours.
- Any unlawful or deliberate act.

For details of exclusions, please refer to the Policy.

Standard Plan

Comparison

Premier Plan
Executive Plan
Personal Accident
US$ 100,000
US$ 65,000
Show more

Standard Plan

Comparison

Benefit/Plan
Premier Plan
Executive Plan
Personal Accident
Medical Expense & Emergency Assistance
(The cost of medical treatment arising from illness or accidental injury)
Hospital Cash Allowance
Baggage & Personal Effects
Baggage Delay
Loss of Travel Document
Personal Money
Travel Delay
Curtailment of Trip & Cancellation Charges
Personal Liability
(Optional) Rental Car Protection Benefit (for Adults between 23 and 75)
This is a summary of coverage for reference purpose only.For details of benefits, terms and conditions, please refer to the brochure and Policy.

General Exclusions:
- Any pre-existing conditions or excluded illness.
- Suicide, self-inflicted injury, childbirth, miscarriage, dental treatment (except as necessitated by accidental injuries to sound and natural teeth), psychiatric and    mental disorders, insanity, alcoholism or drug addiction, self-exposure to needless peril, venereal disease, AIDS or AIDS related complex.
- Any professional sport, racing and competitions of any kind, skydiving, rock or mountainclimbing normally involves the use of ropes or other equipment, hang    gliding or parachuting.
- War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, military rising, insurrection, rebellion, revolution,    military or usurped power, martial law, mutiny or riot or civil commotion assuming the proportions of or amounting to a popular rising.
- Diving or trekking exceeds the designated meters.
- Any claims not reported to the relevant authorities within 24 hours.
- Any unlawful or deliberate act.

For details of exclusions, please refer to the Policy.

Standard Plan

Comparison

Premier 250
Premier 500
Annual Fee
US$ 2,829
US$ 3,363
Maximum Limit per Policy Year
US$ 250,000
US$ 500,000
Show more

Standard Plan

Comparison

Standard Plan
Standard Upgrade Plan
Annual Fee
US$ 4,046
US$ 4,978
Maximum Limit per Policy Year
US$ 1,000,000
US$ 2,000,000
Show more

Standard Plan

Comparison

IP+0P
Annual Fee
US$ 1,020
Maximum Limit per Policy Year
US$ 200,000
Show more

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