TRAVEL INSURANCE
HEALTH INSURANCE

Premier

Premier coverage at affordable premiums
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Get coverage up to US$500,000 annually at low premiums.
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You're fully covered for ER treatment,  ICU,  and Coronary Care Unit fees.
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You receive private Room & Board in all ASEAN countries.
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Why choose Pacific Cross?

Over 54 years

With our original insurance company founded in 1971, we offer vast experience in insuring people.
About us

24/7 emergency assistance

Through our global partner network, we offer worldwide medical emergency assistance.
Our network
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Overview of our Travel Insurance

Your Premier Plan is the perfect choice for exceptional benefits at an affordable price.

With two options available, you get to choose a yearly policy limit up to USD$500,000.

You get Private Room & Board in all ASEAN countries and semi-private everywhere else.

You'll also receive extensive coverage for medical expenses, including all emergency hospital visits, surgeon's fees & organ transplants.

For personal accident, you're covered up to USD$500,000 and we'll cover your travels too; from emergency medical expenses to trip cancellation - it's all there.

The Premier Plan has you covered, no matter what you're up to.

Premier basic cover

The Premier Plan offers comprehensive coverage for medical expenses with customisable options to suit individual needs.

With maximum limits per policy year, the plan covers various medical necessities such as room and board, surgeon's and anaesthetist's fees, intensive care unit expenses, and organ transplants, among others. Additionally, the plan includes coverage for HIV/AIDS, maternity benefits, hospice care, psychiatric disorders, and emergency medical services, ensuring premier protection against unforeseen medical expenses.

Great outpatient care

For outpatient care, the Premier International Plan provides coverage for physician and specialist fees, diagnostic tests, and alternative medicines up to specified annual limits. Dental benefits and personal accident coverage are also available, providing reimbursement for dental expenses and financial protection against permanent disability or accidental death. Furthermore, travel benefits offer coverage for emergency medical expenses, repatriation, baggage loss, and travel delays, ensuring peace of mind during international travel.

Flexibility & discount

The plan offers flexibility through discount options and additional benefits, allowing policyholders to tailor their coverage according to their preferences and budget.

Discount options include treatment area limits, group discounts, and no-claim discounts, providing potential savings on premiums. Moreover, the plan features guaranteed renewability regardless of age or medical condition, free choice of doctors and hospitals, and direct payment to hospitals, ensuring convenience and accessibility to quality healthcare services worldwide.

Premier Plan

Comparison

Plan A
Plan B
Plan C
Personal Accident
$100,000
$65,000
$35,000
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Premier Plan

Comparison

Benefit/Plan
Plan A
Plan B
Plan C
Personal Accident
Medical Expense & Emergency Assistance
Hospital Cash Allowance
Baggage & Personal Effects
Baggage Delay
Loss of Travel Document
Personal Money
Travel Delay
Curtailment of Trip & Cancellation Charges
Personal Liability
Incidental Home Country Cover
(Optional) Rental Car Protection Benefit (for Adults between 23 and 75)
This is a summary of coverage for reference purpose only.
For details of benefits, terms and conditions, please refer to the brochure and Policy.

General Exclusions:
- Any pre-existing conditions or excluded illness.
- Suicide, self-inflicted injury, childbirth, miscarriage, dental treatment (except as necessitated by accidental injuries to sound and natural teeth), psychiatric and mental disorders, insanity, alcoholism or drug addiction, self-   exposure to needless peril, venereal disease, AIDS or AIDS related complex.
- Any professional sport, racing and competitions of any kind, skydiving, rock or mountainclimbing normally involves the use of ropes or other equipment, hang gliding or parachuting.
- War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, military rising, insurrection, rebellion, revolution, military or usurped power, martial law, mutiny or riot or civil    commotion assuming the proportions of or amounting to a popular rising.
- Diving or trekking exceeds the designated meters.
- Any claims not reported to the relevant authorities within 24 hours.
- Any unlawful or deliberate act.

For details of exclusions, please refer to the Policy.

Premier Plan

Comparison

Premier Plan
Executive Plan
Personal Accident
US$ 100,000
US$ 65,000
Show more

Premier Plan

Comparison

Benefit/Plan
Premier Plan
Executive Plan
Personal Accident
Medical Expense & Emergency Assistance
(The cost of medical treatment arising from illness or accidental injury)
Hospital Cash Allowance
Baggage & Personal Effects
Baggage Delay
Loss of Travel Document
Personal Money
Travel Delay
Curtailment of Trip & Cancellation Charges
Personal Liability
(Optional) Rental Car Protection Benefit (for Adults between 23 and 75)
This is a summary of coverage for reference purpose only.For details of benefits, terms and conditions, please refer to the brochure and Policy.

General Exclusions:
- Any pre-existing conditions or excluded illness.
- Suicide, self-inflicted injury, childbirth, miscarriage, dental treatment (except as necessitated by accidental injuries to sound and natural teeth), psychiatric and    mental disorders, insanity, alcoholism or drug addiction, self-exposure to needless peril, venereal disease, AIDS or AIDS related complex.
- Any professional sport, racing and competitions of any kind, skydiving, rock or mountainclimbing normally involves the use of ropes or other equipment, hang    gliding or parachuting.
- War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, military rising, insurrection, rebellion, revolution,    military or usurped power, martial law, mutiny or riot or civil commotion assuming the proportions of or amounting to a popular rising.
- Diving or trekking exceeds the designated meters.
- Any claims not reported to the relevant authorities within 24 hours.
- Any unlawful or deliberate act.

For details of exclusions, please refer to the Policy.

Premier Plan

Comparison

Premier 250
Premier 500
Annual Fee
US$ 2,829
US$ 3,363
Maximum Limit per Policy Year
US$ 250,000
US$ 500,000
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Premier Plan

Comparison

Standard Plan
Standard Upgrade Plan
Annual Fee
US$ 4,046
US$ 4,978
Maximum Limit per Policy Year
US$ 1,000,000
US$ 2,000,000
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Premier Plan

Comparison

IP+0P
Annual Fee
US$ 1,020
Maximum Limit per Policy Year
US$ 200,000
Show more

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Whatever you're up to: We've got you covered!

Everything you need to know about your next insurance plan

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