Travel insurance
Health insurance

Comprehensive

Our full-service offer to keep you safe

Key features

Pacific Cross provides you with great service for you next health plan and travel plan.

Full Inpatient Coverage

All your inpatient needs are 100% covered

Full Emergency Coverage

All emergency benefits are 100% covered

Full Travel Coverage

Comprehensive travel insurance and benefits included

Here's what you need to know

Our comprehensive plan is exactly that: comprehensive. It provides unparalleled benefits for individuals living abroad, offering coverage for a wide range of medical needs, including inpatient treatment, organ transplants, HIV/AIDS care, home nursing, rehabilitation, oncology treatments, hospice care, psychiatric care, and more.

Experience peace of mind with immediate coverage for newborn children and emergency benefits such as accident dental treatment and local ambulance services.

Our Comprehensive Plan offers flexibility and reliability, guaranteeing renewability regardless of age, medical condition, or location.

Credit card mockups

Fully covered

Our Comprehensive  Plan offers unparalleled benefits for those living abroad. With a maximum limit per policy year of up to US$3,000,000, you can rest assured knowing that your health needs are fully taken care of.

Enjoy a range of amazing benefits, including coverage for inpatient treatment, organ transplants, HIV/AIDS care, home nursing, rehabilitation, oncology treatments, hospice care, psychiatric care, and more. With immediate coverage for newborn children and emergency benefits like accident dental treatment and local ambulance services, we've got you covered wherever you go.

Flexibility & reliability

Experience flexibility and reliability with our plan, which guarantees renewability regardless of age, medical condition, or location. With free choice of doctors and hospitals, 24-hour worldwide emergency assistance, and consideration of declared pre-existing conditions, Pacific Cross ensures that your health is always a priority. Choose our Comprehensive Plan that provides genuine peace of mind.

Who is this plan for?

This plan is particularly advantageous for working professionals in Asia due to its comprehensive coverage. This Pacific Cross plan's extensive coverage of various medical expenses, including room and board, surgical fees, and maternity benefits, ensures that working professionals have access to essential healthcare services without worrying about financial burdens.

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Downloads & Application

Everything you need to know about the product and billing.

Get insured in 3 easy steps.

1

Download the application

from the download section above

2

Provide your details

and select the options that fit you best

3

Upload the application

to our contact form

Ten questions, ten answers

Here are the 10 questions you might ask yourself before buying your next insurance.
We have gathered the answers in the most simple way possible.
What travel destinations do the insurance plans generally cover?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
How long is insurance coverage?
Our health plans offer annual coverage and our travel plan coverage duration is flexible eather for single stay or multiple stays up to 90 days per stay.
(How) Can I extend my insurance coverage?
In order to extend insurance, contact us or your insurance broker.
Who / what is covered by my insurance?
You can choose to cover yourself or include your family in certain plans. Protection may also include personal belongings such as travel documents and technical devices. Please see the individual brochures for more information.
Does my insurance cover vaccination and/or medicines?
Our health plans offer full or partial coverage of vaccinations and medicines. You will find more information in the product comparison on the insurance plan page
How are accidents & hospital treatments covered?
Our health and travel plans offer a full suite of benefits, including emergency and inpatient benefits. Please contact us for more information or see all our plan brochures here.
Am I being taken home after an accident?
Many of our health plans offer this benefit. Please see the individual brochures for more information.
How are sport related accidents covered?
Accidents related to recreational sports, whether above or below water, are fully covered in our Bon Voyage Plans and coverage is included in our health plans.
Does Pacific Cross pre-pay my hospital bills or guarantee for me?
Yes. Depending on the plan you choose, Pacific Cross will pre-pay hospital bills above US$ 2,500.00 for you.
I have crossed a border and (accidentally) went outside my destination country. What now?
Please contact us for further assistance.

Whatever you're up to: We've got you covered.

Get insured now