Travel insurance
Health insurance

Annual Plan

Coverage for unlimited trips up to 90 days each

Key features

Pacific Cross provides you with great service for you next health plan and travel plan.

Annual coverage

Annual Coverage: Tailored for frequent travellers and business executives, this plan provides unlimited overseas trip coverage of up to 90 days per trip throughout the year.

Personal Accident Benefit

With coverage of up to US$250,000 for adults aged 18 to 65, you can rest assured knowing that you're protected against accidental death or permanent disability. This benefit extends to various scenarios, including loss of limbs or sight, providing financial security during unforeseen circumstances.

Flexibility

Flexible Medical Expenses & Emergency Assistance: Stay protected with comprehensive medical coverage for expenses arising from illness or accidental injury during your travels. From hospitalization fees to emergency evacuation - you receive the necessary medical care wherever you are in the world.

Here's what you need to know

Coverage is automatically activated for each trip beyond your Country of Residence, extending up to 90 days per journey.

Our plan includes Baggage & Personal Effects cover, which not only safeguards essential items but also extends to valuable electronics like laptops or tablets.

For added security, our insurance offers Personal Accident benefits of up to US$500,000 for adults aged 18 to 65. Whether you're engaging in adventurous activities or simply exploring new destinations, ensure you're covered in case of unforeseen accidents

Credit card mockups

Explore Annual Travel Plan's key features designed to safeguard your travels with ease and flexibility. When you venture beyond your Country of Residence, rest assured that coverage kicks in automatically for each trip, extending up to 90 days per journey. Whether it's a quick getaway or an extended vacation, enjoy the peace of mind knowing you're protected throughout your travels.

With our comprehensive plan, your belongings are well taken care of. Our Baggage & Personal Effects cover not only includes essential items but also extends to valuable electronics like laptop computers or tablets. Travel with confidence, knowing that your belongings are protected against loss or damage, allowing you to focus on making the most of your trip.

For added security and protection, our insurance offers Personal Accident benefits of up to a maximum of US$500,000 for adults aged 18 to 65. Whether you're embarking on adventurous activities or simply exploring new destinations, ensure that you're covered in the event of unforeseen accidents. From scuba diving to winter sports and beyond, our coverage includes a wide range of activities, providing you with the freedom to pursue your passions without worry.

For more details, read our Annual Travel Plan brochure.

Pacific Cross presents the Annual Travel Plan, designed to safeguard your travels with ease and flexibility. When venturing beyond your Country of Residence, rest assured that coverage kicks in automatically for each trip, extending up to 90 days per journey. Whether you're an Asian expat, a working professional, or a family seeking a quick getaway or an extended vacation, enjoy peace of mind knowing you're protected throughout your travels.

With our comprehensive plan, your belongings are well taken care of. Our Baggage & Personal Effects cover not only includes essential items but also extends to valuable electronics like laptops or tablets. Travel with confidence, knowing that your belongings are protected against loss or damage, allowing you to focus on making the most of your trip.

For added security and protection, our insurance offers Personal Accident benefits of up to a maximum of US$500,000 for adults aged 18 to 65. Whether you're embarking on adventurous activities or simply exploring new destinations, ensure that you're covered in the event of unforeseen accidents. From scuba diving to winter sports and beyond, our coverage includes a wide range of activities, providing you with the freedom to pursue your passions without worry.

Downloads & Application

Everything you need to know about the product and billing.

Get insured in 3 easy steps.

Download the application

from the download section above

Provide your details

and select the options that fit you best

Upload the application

to our contact form

Ten questions, ten answers

Here are the 10 questions you might ask yourself before buying your next insurance.
We have gathered the answers in the most simple way possible.
What travel destinations do the insurance plans generally cover?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
How long is insurance coverage?
Our health plans offer annual coverage and our travel plan coverage duration is flexible eather for single stay or multiple stays up to 90 days per stay.
(How) Can I extend my insurance coverage?
In order to extend insurance, contact us or your insurance broker.
Who / what is covered by my insurance?
You can choose to cover yourself or include your family in certain plans. Protection may also include personal belongings such as travel documents and technical devices. Please see the individual brochures for more information.
Does my insurance cover vaccination and/or medicines?
Our health plans offer full or partial coverage of vaccinations and medicines. You will find more information in the product comparison on the insurance plan page
How are accidents & hospital treatments covered?
Our health and travel plans offer a full suite of benefits, including emergency and inpatient benefits. Please contact us for more information or see all our plan brochures here.
Am I being taken home after an accident?
Many of our health plans offer this benefit. Please see the individual brochures for more information.
How are sport related accidents covered?
Accidents related to recreational sports, whether above or below water, are fully covered in our Bon Voyage Plans and coverage is included in our health plans.
Does Pacific Cross pre-pay my hospital bills or guarantee for me?
Yes. Depending on the plan you choose, Pacific Cross will pre-pay hospital bills above US$ 2,500.00 for you.
I have crossed a border and (accidentally) went outside my destination country. What now?
Please contact us for further assistance.

Whatever you're up to: We've got you covered.