TRAVEL INSURANCE
HEALTH INSURANCE

Annual Travel Plan

2 plans available
Done
Unlimited overseas trip coverage of up to 90 days per trip throughout the year.
Done
Coverage up to US$250,000 against accidental death or permanent disability.
Done
Hospitalisation and emergency evacuation anywhere in the world.
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Why choose Pacific Cross?

Over 54 years

With our original insurance company founded in 1971, we offer vast experience in insuring people.
About us

24/7 emergency assistance

Through our global partner network, we offer worldwide medical emergency assistance.
Our network
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Overview of our Travel Insurance

Your coverage automatically activates for each trip beyond your country of residence, extending up to 90 days per journey.

Your plan includes Baggage & Personal Effects cover protecting your valuable electronics like laptops or tablets.

You get Personal Accident benefits of up to US$250,000 for adults aged 18 to 75.

Whether you're on your next adventure or simply exploring new destinations, your safety is our commitment.

Great Features

Explore Annual Travel Plan's key features designed to safeguard your travels with ease and flexibility. When you venture beyond your Country of Residence, rest assured that coverage kicks in automatically for each trip, extending up to 90 days per journey. Whether it's a quick getaway or an extended vacation, enjoy the peace of mind knowing you're protected throughout your travels.

For more details, read our Annual Travel Plan brochure.

Baggage & Personal Effects

With our comprehensive plan, your belongings are well taken care of. Our Baggage & Personal Effects cover not only includes essential items but also extends to valuable electronics like laptop computers or tablets. Travel with confidence, knowing that your belongings are protected against loss or damage, allowing you to focus on making the most of your trip.

Accident benefits

For added security and protection, our insurance offers Personal Accident benefits of up to a maximum of US$500,000 for adults aged 18 to 65. Whether you're embarking on adventurous activities or simply exploring new destinations, ensure that you're covered in the event of unforeseen accidents. From scuba diving to winter sports and beyond, our coverage includes a wide range of activities, providing you with the freedom to pursue your passions without worry.

Annual Travel Plan

Comparison

Plan A
Plan B
Plan C
Personal Accident
$100,000
$65,000
$35,000
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Annual Travel Plan

Comparison

Benefit/Plan
Plan A
Plan B
Plan C
Personal Accident
Medical Expense & Emergency Assistance
Hospital Cash Allowance
Baggage & Personal Effects
Baggage Delay
Loss of Travel Document
Personal Money
Travel Delay
Curtailment of Trip & Cancellation Charges
Personal Liability
Incidental Home Country Cover
(Optional) Rental Car Protection Benefit (for Adults between 23 and 75)
This is a summary of coverage for reference purpose only.
For details of benefits, terms and conditions, please refer to the brochure and Policy.

General Exclusions:
- Any pre-existing conditions or excluded illness.
- Suicide, self-inflicted injury, childbirth, miscarriage, dental treatment (except as necessitated by accidental injuries to sound and natural teeth), psychiatric and mental disorders, insanity, alcoholism or drug addiction, self-   exposure to needless peril, venereal disease, AIDS or AIDS related complex.
- Any professional sport, racing and competitions of any kind, skydiving, rock or mountainclimbing normally involves the use of ropes or other equipment, hang gliding or parachuting.
- War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, military rising, insurrection, rebellion, revolution, military or usurped power, martial law, mutiny or riot or civil    commotion assuming the proportions of or amounting to a popular rising.
- Diving or trekking exceeds the designated meters.
- Any claims not reported to the relevant authorities within 24 hours.
- Any unlawful or deliberate act.

For details of exclusions, please refer to the Policy.

Annual Travel Plan

Comparison

Premier Plan
Executive Plan
Personal Accident
US$ 100,000
US$ 65,000
Show more

Annual Travel Plan

Comparison

Benefit/Plan
Premier Plan
Executive Plan
Personal Accident
Medical Expense & Emergency Assistance
(The cost of medical treatment arising from illness or accidental injury)
Hospital Cash Allowance
Baggage & Personal Effects
Baggage Delay
Loss of Travel Document
Personal Money
Travel Delay
Curtailment of Trip & Cancellation Charges
Personal Liability
(Optional) Rental Car Protection Benefit (for Adults between 23 and 75)
This is a summary of coverage for reference purpose only.For details of benefits, terms and conditions, please refer to the brochure and Policy.

General Exclusions:
- Any pre-existing conditions or excluded illness.
- Suicide, self-inflicted injury, childbirth, miscarriage, dental treatment (except as necessitated by accidental injuries to sound and natural teeth), psychiatric and    mental disorders, insanity, alcoholism or drug addiction, self-exposure to needless peril, venereal disease, AIDS or AIDS related complex.
- Any professional sport, racing and competitions of any kind, skydiving, rock or mountainclimbing normally involves the use of ropes or other equipment, hang    gliding or parachuting.
- War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, military rising, insurrection, rebellion, revolution,    military or usurped power, martial law, mutiny or riot or civil commotion assuming the proportions of or amounting to a popular rising.
- Diving or trekking exceeds the designated meters.
- Any claims not reported to the relevant authorities within 24 hours.
- Any unlawful or deliberate act.

For details of exclusions, please refer to the Policy.

Annual Travel Plan

Comparison

Premier 250
Premier 500
Annual Fee
US$ 2,829
US$ 3,363
Maximum Limit per Policy Year
US$ 250,000
US$ 500,000
Show more

Annual Travel Plan

Comparison

Standard Plan
Standard Upgrade Plan
Annual Fee
US$ 4,046
US$ 4,978
Maximum Limit per Policy Year
US$ 1,000,000
US$ 2,000,000
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Annual Travel Plan

Comparison

IP+0P
Annual Fee
US$ 1,020
Maximum Limit per Policy Year
US$ 200,000
Show more

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