Your Checklist for your Move to the Philippines

The Philippines, with its tropical beaches, vibrant culture, and friendly people, is an increasingly popular destination for expatriates. However, moving to this dynamic country requires thoughtful preparation to ensure a smooth transition. At Pacific Cross, we not only provide international health insurance to protect you wherever you go but also offer insights to help you settle into your new home with confidence.

Here’s a comprehensive checklist to guide you as you plan your move to the Philippines:

1. Visa and Work Permit

Navigating visa requirements is essential. Depending on your purpose for moving, here are some of the key visa types:

• Temporary Visitor Visa: Perfect for short-term stays, such as attending business meetings or seeking medical care.
• Alien Employment Permit (AEP): Required if you plan to work in the Philippines, your employer must secure this through the Department of Labor and Employment (DOLE).
• 9g Pre-Arranged Employment Visa: For individuals who have secured job offers before arrival.
• Special Retiree Resident Visa (SRRV): Ideal for retirees looking to settle down and enjoy the Philippines as their second home.

2. Housing and Accommodation

Deciding where to live depends on your lifestyle and budget:

• City living: Metro Manila and Cebu offer urban amenities and convenience.
• Island life: Places like Boracay and Palawan provide idyllic tropical settings.
• Budgeting: Plan for rental costs, utilities, and association fees. Contracts typically require a two-month security deposit.
• Short-term options: Consider serviced apartments or Airbnb while you explore neighborhoods and long-term housing.

3. Banking

Setting up a local bank account is crucial for managing finances. Major banks like BDO, BPI, and Metrobank have extensive networks. To open an account, you’ll usually need a valid passport, proof of address, and visa documentation.

4. Education

If you’re moving with children, international schools like the International School Manila or British School Manila offer globally recognized curricula and English-language instruction. Start the application process early to secure spots for your children.

5. Language and Culture

While English is widely spoken, learning basic Tagalog phrases can enrich your experience. Respect local customs, such as using polite terms like po and ho when addressing elders. Be aware of cultural nuances like "Filipino time," which reflects a more flexible approach to punctuality in informal settings.

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6. Weather

The Philippines experiences three distinct seasons:

• Hot dry season (March to May): Expect high temperatures and minimal rainfall.
• Rainy season (June to November): Prepare for frequent downpours and possible typhoons.
• Cool dry season (December to February): Cooler and more comfortable weather.

7. Transportation

Getting around can be a mix of traditional and modern experiences. Jeepneys and tricycles are popular modes of transport, while ride-hailing apps like Grab offer convenience in cities. However, traffic congestion, particularly in Metro Manila, is a major challenge.

8. Healthcare

Healthcare quality varies widely between urban and rural areas. Cities like Manila and Cebu boast world-class hospitals such as St. Luke's Medical Center and Makati Medical Center. However, access to healthcare in rural areas can be limited.

Having comprehensive health insurance ensures you and your family are covered, no matter where you are in the Philippines.

Why Choose Pacific Cross?

At Pacific Cross, we understand that relocating to a new country can be both exciting and challenging. Our insurance plans offer flexibility and peace of mind:

• Customizable Coverage: Tailor your plan to fit your needs and budget, with options for trip duration from 5 days to 6 months!
• Global Travel Protection: Whether in the Philippines or abroad, you’ll have access to top-quality healthcare.
• Reliable Support: Our team is here to assist you at every step of your relocation journey.