Travel insurance
Health insurance

Comprehensive

Full coverage for you and your family

Full Inpatient Coverage

From surgery to aftercare, your inpatient needs are 100% covered.

Full Emergency Coverage

No matter what happens, you're always 100% covered.

Full Travel Coverage

Get fully covered for all your travels, no matter where you go.
Travel insurance
Health insurance

Comprehensive

Full coverage for you and your family

Full Inpatient Coverage

From surgery to aftercare, your inpatient needs are 100% covered.

Full Emergency Coverage

No matter what happens, you're always 100% covered.

Full Travel Coverage

Get fully covered for all your travels, no matter where you go.

Here's what you need to know

You need the most comprehensive coverage for you and your family? Then the comprehensive plan is for you!

With a policy limit of up to US$3,000,000 a year and fully private room and board including parent accommodation, everything is covered for you and your family.

When everything is covered in one single plan, you don't need to think twice.

You'll get coverage for all your medical needs, including inpatient treatment, organ transplants, HIV/AIDS care, home nursing, rehabilitation, oncology treatments, hospice care, psychiatric care, and more.

You also receive immediate coverage for newborn children and emergency benefits, no matter where you are.

You're guaranteed renewability regardless of age, medical condition, or location.

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Fully covered

Our Comprehensive  Plan offers unparalleled benefits for those living abroad. With a maximum limit per policy year of up to US$3,000,000, you can rest assured knowing that your health needs are fully taken care of.

Enjoy a range of amazing benefits, including coverage for inpatient treatment, organ transplants, HIV/AIDS care, home nursing, rehabilitation, oncology treatments, hospice care, psychiatric care, and more. With immediate coverage for newborn children and emergency benefits like accident dental treatment and local ambulance services, we've got you covered wherever you go.

Flexibility & reliability

Experience flexibility and reliability with our plan, which guarantees renewability regardless of age, medical condition, or location. With free choice of doctors and hospitals, 24-hour worldwide emergency assistance, and consideration of declared pre-existing conditions, Pacific Cross ensures that your health is always a priority. Choose our Comprehensive Plan that provides genuine peace of mind.

Who is this plan for?

This plan is particularly advantageous for working professionals in Asia due to its comprehensive coverage. This Pacific Cross plan's extensive coverage of various medical expenses, including room and board, surgical fees, and maternity benefits, ensures that working professionals have access to essential healthcare services without worrying about financial burdens.

Comprehensive Plan

Comparison

Bon Voyage A
Bon Voyage B
Bon Voyage C
Annual Premium/Month Premium (BV)
US$ 75.00
US$ 51.00
US$ 37.00
Personal Accident
$100.00
$65.00
$35.00
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Comprehensive Plan

Comparison

Premier Plan
Executive Plan
Annual Premium/Month Premium (BV)
US$ 350.00
US$ 205.00
Personal Accident
US$ 100,000
US$ 65,000
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Comprehensive Plan

Comparison

Premier 250
Premier 500
Annual Fee
US$ 2,829
US$ 3,363
Maximum Limit per Policy Year
US$ 250,000
US$ 500,000
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Comprehensive Plan

Comparison

Standard Plan
Standard Upgrade Plan
Annual Fee
US$ 4,046
US$ 4,978
Maximum Limit per Policy Year
US$ 1,000,000
US$ 2,000,000
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Downloads & Application

Ten questions, ten answers

Here are the 10 questions you might ask yourself before buying your next insurance.
What travel destinations do the insurance plans generally cover?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
How long is insurance coverage?
Our health plans offer annual coverage and our travel plan coverage duration is flexible eather for single stay or multiple stays up to 90 days per stay.
(How) Can I extend my insurance coverage?
In order to extend insurance, contact us or your insurance broker.
Who / what is covered by my insurance?
You can choose to cover yourself or include your family in certain plans. Protection may also include personal belongings such as travel documents and technical devices. Please see the individual brochures for more information.
Does my insurance cover vaccination and/or medicines?
Our health plans offer full or partial coverage of vaccinations and medicines. You will find more information in the product comparison on the insurance plan page
How are accidents & hospital treatments covered?
Our health and travel plans offer a full suite of benefits, including emergency and inpatient benefits. Please contact us for more information or see all our plan brochures here.
Am I being taken home after an accident?
Many of our health plans offer this benefit. Please see the individual brochures for more information.
How are sport related accidents covered?
Accidents related to recreational sports, whether above or below water, are fully covered in our Bon Voyage Plans and coverage is included in our health plans.
Does Pacific Cross pre-pay my hospital bills or guarantee for me?
Yes. Depending on the plan you choose, Pacific Cross will pre-pay hospital bills above US$ 2,500.00 for you.
I have crossed a border and (accidentally) went outside my destination country. What now?
Please contact us for further assistance.

Whatever you're up to: We've got you covered.

Get insured now